Taking SmartPay to the Next Level: Level 3 Processing Obtained

Fargo, ND—January 20, 2012—Are you a B2B or B2G merchant?  Security and Savings can be in your near future. SmartPay is now offering Level 3 Processing to its customers becoming one of the first EBPP (Electronic Bill Presentment & Payment) Solutions to offer automated Level 3 Processing.

As the use of Business, Corporate Purchasing, and Government credit cards continues to rise, Visa and MasterCard’s data requirements are tied directly to card acceptance fees.  Level 3 Processing will eliminate a barrage of Interchange and Assessment fees.

Manufacturers, wholesalers, suppliers, service industries, government, utilities and other industries benefit from enhanced payment interface capabilities, dedicated relationship management, state of the art reporting and more.  If your company accepts payments by phone, website, in person or a combination of these, we have the best universal processing solutions out there.

To accept Level 3 transactions made with government, business or corporate purchasing cards, your credit card processing system must be able to transmit the long list of required fields. Level 1 processing requires only transaction information.  Level 2 requires purchase information, and Level 3 adds product information to the list. With more data required for Level 3 Processing, there is lower risk for dispute or chargeback, and the Card Interchange costs to the business are lower as well.

SmartPay is a powerful, flexible, enterprise-level online billing system designed to save your business time and money.  SmartPay is a Cloud Based Electronic Bill Presentment and Payment Sass Solution suitable for medium to large businesses.  It allows an increase in cash flow by sending large batches of invoices and statements electronically while increasing accuracy and customer satisfaction by allowing customers to pay online easily and securely. For more information about SmartPay, please visit or call 1.866.667.4277. Twitter @_SmartPay_

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